How to get ahead on your down payment

With the number of first home buyers in the mortgage market continuing to languish near record lows and property prices peaking 1, it’s clear first home buyers need a savvy savings strategy to round up a deposit. Source: New feed

Constructive contracts – the paperwork and planning behind your build

You’ve dog-eared magazines, spent countless weekends at display villages and finally made the bold decision to build rather than buy a home. While choosing where and what to build are exciting and giant steps, you might not feel as enthusiastic about the necessary building contracts and approvals. But knowing your legal rights and responsibilities will help protect your investment and remove potential pain points in the construction process. Source: New...

Monthly winner for July 2017

We appreciate your feedback, that’s why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank you gift. July’s winner is Costa, and he has won a $500 Bunnings gift card for renovations around the home. Congratulations Costa! Source: New...

The RBA has decided to once again leave the official cash rate unchanged for the 12th consecutive month.

The RBA has opted to leave the official cash rate on hold at 1.5%. At its board meeting today the Reserve Bank of Australia decided to once again leave the official cash rate unchanged for the 12th consecutive month. The RBA avoided the temptation to follow other developed economies and increase rates, taking into account the impact this would have on the Australian dollar and therefore tourism and other exports. Other factors considered would have been sluggish consumer spending and record low wages growth which have led to lower than desired inflation and fears that housing construction is set to slow. Regardless of whether rates move up, down or stay the same, my role as your mortgage broker remains unchanged. I’m always on hand to ensure you still have the right financial solution for your current circumstances. If you’d like to have a chat about what today’s news means for… Source: New...